Call reports 2011
JEFFERSON BANK, THE — 2011
What JEFFERSON BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,857,000 | 92,514,000 | 104,647,000 | 95,111,000 |
| Total loans | 41,366,000 | 52,674,000 | 49,158,000 | 41,505,000 |
| Allowance for loan losses | 1,007,000 | 1,008,000 | 1,015,000 | 1,348,000 |
| Securities available for sale | 30,895,000 | 28,557,000 | 28,413,000 | 34,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,293,000 | 74,674,000 | 86,550,000 | 79,755,000 |
| Interest-bearing deposits | 60,876,000 | 59,513,000 | 67,975,000 | 64,948,000 |
| Noninterest-bearing deposits | 14,417,000 | 15,161,000 | 18,575,000 | 14,807,000 |
| Equity capital | 14,700,000 | 15,804,000 | 16,258,000 | 14,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,790,000 | 3,963,000 | 4,954,000 |
| Interest expense | 150,000 | 283,000 | 422,000 | 560,000 |
| Net interest income | 1,114,000 | 2,507,000 | 3,541,000 | 4,394,000 |
| Noninterest income | 2,991,000 | 3,099,000 | 3,514,000 | 3,716,000 |
| Noninterest expense | 794,000 | 934,000 | 2,472,000 | 3,847,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | 3,315,000 | 4,651,000 | 4,530,000 | 3,860,000 |
| Income tax | 1,238,000 | 1,659,000 | 1,126,000 | 1,185,000 |
| Net income | 2,077,000 | 2,992,000 | 3,404,000 | 2,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,466,000 | 15,290,000 | 15,616,000 | 14,050,000 |
| Total capital | 15,082,000 | 16,001,000 | 16,303,000 | 14,681,000 |
| Risk-weighted assets | 53,029,000 | 56,168,000 | 54,652,000 | 49,598,000 |