Call reports 2006
JEFFERSON BANK, THE — 2006
What JEFFERSON BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,200,000 | 42,346,000 | 42,099,000 | 41,774,000 |
| Total loans | 20,141,000 | 24,556,000 | 27,356,000 | 24,518,000 |
| Allowance for loan losses | 543,000 | 544,000 | 501,000 | 502,000 |
| Securities available for sale | 16,345,000 | 15,396,000 | 12,565,000 | 12,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,338,000 | 37,300,000 | 36,370,000 | 36,415,000 |
| Interest-bearing deposits | 30,432,000 | 31,436,000 | 31,024,000 | 30,265,000 |
| Noninterest-bearing deposits | 5,906,000 | 5,864,000 | 5,346,000 | 6,150,000 |
| Equity capital | 3,881,000 | 3,989,000 | 4,269,000 | 4,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,504,000 | 2,360,000 | 3,155,000 |
| Interest expense | 224,000 | 462,000 | 725,000 | 993,000 |
| Net interest income | 490,000 | 1,042,000 | 1,635,000 | 2,162,000 |
| Noninterest income | 59,000 | 125,000 | 220,000 | 301,000 |
| Noninterest expense | 403,000 | 827,000 | 1,267,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 340,000 | 588,000 | 697,000 |
| Income tax | 43,000 | 108,000 | 172,000 | 187,000 |
| Net income | 103,000 | 232,000 | 416,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,007,000 | 4,136,000 | 4,321,000 | 4,315,000 |
| Total capital | 4,301,000 | 4,429,000 | 4,651,000 | 4,604,000 |
| Risk-weighted assets | 23,242,000 | 23,172,000 | 26,213,000 | 22,877,000 |