Call reports 2002
JEFFERSON BANK, THE — 2002
What JEFFERSON BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,924,000 | 34,127,000 | 36,761,000 | 37,640,000 |
| Total loans | 20,655,000 | 23,878,000 | 26,084,000 | 26,637,000 |
| Allowance for loan losses | 383,000 | 329,000 | 442,000 | 353,000 |
| Securities available for sale | 5,982,000 | 6,176,000 | 6,206,000 | 6,551,000 |
| Securities held to maturity | 436,000 | 381,000 | 331,000 | 301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,431,000 | 29,652,000 | 30,239,000 | 31,159,000 |
| Interest-bearing deposits | 25,155,000 | 25,051,000 | 25,693,000 | 26,377,000 |
| Noninterest-bearing deposits | 5,276,000 | 4,601,000 | 4,546,000 | 4,782,000 |
| Equity capital | 3,249,000 | 3,381,000 | 3,424,000 | 3,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,079,000 | 1,724,000 | 2,241,000 |
| Interest expense | 187,000 | 365,000 | 562,000 | 765,000 |
| Net interest income | 351,000 | 714,000 | 1,162,000 | 1,476,000 |
| Noninterest income | 55,000 | 133,000 | 184,000 | 251,000 |
| Noninterest expense | 257,000 | 552,000 | 825,000 | 1,175,000 |
| Provision for loan losses | 60,000 | 60,000 | 210,000 | 293,000 |
| Pretax income | 89,000 | 235,000 | 311,000 | 275,000 |
| Income tax | 34,000 | 75,000 | 119,000 | 101,000 |
| Net income | 55,000 | 160,000 | 192,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,162,000 | 3,267,000 | 3,299,000 | 3,281,000 |
| Total capital | 3,373,000 | 3,484,000 | 3,536,000 | 3,547,000 |
| Risk-weighted assets | 16,692,000 | 17,258,000 | 18,567,000 | 21,996,000 |