Call reports 2001
JEFFERSON BANK, THE — 2001
What JEFFERSON BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,357,000 | 29,735,000 | 30,984,000 | 31,204,000 |
| Total loans | 15,218,000 | 16,623,000 | 21,151,000 | 22,351,000 |
| Allowance for loan losses | 211,000 | 220,000 | 223,000 | 323,000 |
| Securities available for sale | 6,448,000 | 5,883,000 | 6,425,000 | 6,032,000 |
| Securities held to maturity | 537,000 | 512,000 | 512,000 | 462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,588,000 | 26,406,000 | 27,397,000 | 27,459,000 |
| Interest-bearing deposits | 21,802,000 | 21,759,000 | 22,519,000 | 22,870,000 |
| Noninterest-bearing deposits | 4,786,000 | 4,647,000 | 4,878,000 | 4,589,000 |
| Equity capital | 2,548,000 | 3,177,000 | 3,374,000 | 3,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,064,000 | 1,648,000 | 2,258,000 |
| Interest expense | 218,000 | 455,000 | 685,000 | 910,000 |
| Net interest income | 276,000 | 609,000 | 963,000 | 1,348,000 |
| Noninterest income | 57,000 | 107,000 | 167,000 | 223,000 |
| Noninterest expense | 215,000 | 443,000 | 682,000 | 1,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 227,000 |
| Pretax income | 118,000 | 282,000 | 469,000 | 350,000 |
| Income tax | 29,000 | 71,000 | 128,000 | 134,000 |
| Net income | 89,000 | 211,000 | 341,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,488,000 | 3,102,000 | 3,231,000 | 3,107,000 |
| Total capital | 2,655,000 | 3,313,000 | 3,429,000 | 3,324,000 |
| Risk-weighted assets | 13,208,000 | 16,493,000 | 16,246,000 | 17,254,000 |