Call reports 2024
AMERICAN BANK OF BEAVER DAM — 2024
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 187,974,000 | 186,622,000 | 198,315,000 | 204,929,000 |
| Total loans | 99,844,000 | 96,260,000 | 89,566,000 | 82,958,000 |
| Allowance for loan losses | 1,749,000 | 1,816,000 | 1,570,000 | 1,564,000 |
| Securities available for sale | 67,614,000 | 64,622,000 | 72,165,000 | 82,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,461,000 | 169,773,000 | 179,601,000 | 186,656,000 |
| Interest-bearing deposits | 128,290,000 | 125,853,000 | 137,006,000 | 143,699,000 |
| Noninterest-bearing deposits | 43,171,000 | 43,920,000 | 42,595,000 | 42,957,000 |
| Equity capital | 15,091,000 | 15,376,000 | 17,035,000 | 16,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,293,000 | 4,499,000 | 6,983,000 | 9,429,000 |
| Interest expense | 577,000 | 1,051,000 | 1,666,000 | 2,275,000 |
| Net interest income | 1,716,000 | 3,448,000 | 5,317,000 | 7,154,000 |
| Noninterest income | 324,000 | 630,000 | 904,000 | 1,114,000 |
| Noninterest expense | 1,492,000 | 2,960,000 | 4,425,000 | 5,760,000 |
| Provision for loan losses | 0 | 157,000 | -89,000 | -89,000 |
| Pretax income | 572,000 | 985,000 | 1,822,000 | 2,534,000 |
| Income tax | 101,000 | 155,000 | 329,000 | 454,000 |
| Net income | 471,000 | 830,000 | 1,493,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,211,000 | 19,450,000 | 20,113,000 | 20,340,000 |