Call reports 2021
AMERICAN BANK OF BEAVER DAM — 2021
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,334,000 | 184,644,000 | 186,277,000 | 183,796,000 |
| Total loans | 109,694,000 | 125,246,000 | 125,959,000 | 125,189,000 |
| Allowance for loan losses | 1,317,000 | 1,527,000 | 1,523,000 | 1,507,000 |
| Securities available for sale | 46,224,000 | 35,849,000 | 39,409,000 | 37,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,579,000 | 161,621,000 | 164,199,000 | 167,040,000 |
| Interest-bearing deposits | 120,598,000 | 116,197,000 | 117,683,000 | 117,710,000 |
| Noninterest-bearing deposits | 45,981,000 | 45,424,000 | 46,516,000 | 49,330,000 |
| Equity capital | 17,249,000 | 17,660,000 | 16,716,000 | 16,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,968,000 | 4,384,000 | 5,844,000 |
| Interest expense | 61,000 | 105,000 | 145,000 | 182,000 |
| Net interest income | 1,407,000 | 2,863,000 | 4,239,000 | 5,662,000 |
| Noninterest income | 494,000 | 864,000 | 1,241,000 | 1,618,000 |
| Noninterest expense | 1,292,000 | 2,667,000 | 3,992,000 | 5,400,000 |
| Provision for loan losses | 0 | 210,000 | 209,000 | 209,000 |
| Pretax income | 862,000 | 1,300,000 | 1,729,000 | 2,109,000 |
| Income tax | 218,000 | 320,000 | 421,000 | 509,000 |
| Net income | 644,000 | 980,000 | 1,308,000 | 1,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,758,000 | 18,005,000 | 17,277,000 | 17,119,000 |