Call reports 2020
AMERICAN BANK OF BEAVER DAM — 2020
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 148,564,000 | 169,133,000 | 180,886,000 | 186,397,000 |
| Total loans | 109,915,000 | 114,557,000 | 112,371,000 | 105,987,000 |
| Allowance for loan losses | 1,298,000 | 1,316,000 | 1,316,000 | 1,317,000 |
| Securities available for sale | 19,003,000 | 26,166,000 | 30,014,000 | 42,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,789,000 | 146,966,000 | 163,044,000 | 168,691,000 |
| Interest-bearing deposits | 100,553,000 | 109,241,000 | 118,624,000 | 118,379,000 |
| Noninterest-bearing deposits | 30,236,000 | 37,725,000 | 44,420,000 | 50,312,000 |
| Equity capital | 17,026,000 | 17,182,000 | 17,415,000 | 17,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 2,984,000 | 4,458,000 | 6,182,000 |
| Interest expense | 108,000 | 217,000 | 303,000 | 380,000 |
| Net interest income | 1,411,000 | 2,767,000 | 4,155,000 | 5,802,000 |
| Noninterest income | 255,000 | 1,006,000 | 1,548,000 | 1,889,000 |
| Noninterest expense | 1,254,000 | 2,546,000 | 3,670,000 | 5,031,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 618,000 | 1,479,000 | 2,286,000 | 2,912,000 |
| Income tax | 161,000 | 387,000 | 593,000 | 750,000 |
| Net income | 457,000 | 1,092,000 | 1,693,000 | 2,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,849,000 | 16,892,000 | 17,096,000 | 17,115,000 |