Call reports 2019
AMERICAN BANK OF BEAVER DAM — 2019
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 158,016,000 | 153,873,000 | 149,910,000 | 156,176,000 |
| Total loans | 109,678,000 | 114,043,000 | 111,265,000 | 109,870,000 |
| Allowance for loan losses | 1,318,000 | 1,319,000 | 1,364,000 | 1,276,000 |
| Securities available for sale | 15,101,000 | 12,420,000 | 16,983,000 | 22,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,013,000 | 135,565,000 | 133,123,000 | 139,312,000 |
| Interest-bearing deposits | 110,238,000 | 105,766,000 | 104,602,000 | 101,949,000 |
| Noninterest-bearing deposits | 28,775,000 | 29,799,000 | 28,521,000 | 37,363,000 |
| Equity capital | 16,614,000 | 15,888,000 | 16,263,000 | 16,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,251,000 | 4,878,000 | 6,428,000 |
| Interest expense | 102,000 | 215,000 | 329,000 | 437,000 |
| Net interest income | 1,509,000 | 3,036,000 | 4,549,000 | 5,991,000 |
| Noninterest income | 209,000 | 438,000 | 661,000 | 944,000 |
| Noninterest expense | 1,254,000 | 2,577,000 | 3,817,000 | 5,274,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 45,000 |
| Pretax income | 463,000 | 896,000 | 1,383,000 | 1,825,000 |
| Income tax | 120,000 | 231,000 | 357,000 | 472,000 |
| Net income | 343,000 | 665,000 | 1,026,000 | 1,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,624,000 | 15,816,000 | 16,177,000 | 16,492,000 |
| Total capital | 17,942,000 | 17,135,000 | 17,503,000 | 17,768,000 |
| Risk-weighted assets | 106,879,000 | 110,506,000 | 106,043,000 | 106,659,000 |