Call reports 2018
AMERICAN BANK OF BEAVER DAM — 2018
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,101,000 | 118,837,000 | 153,345,000 | 162,082,000 |
| Total loans | 88,949,000 | 87,079,000 | 113,550,000 | 110,866,000 |
| Allowance for loan losses | 979,000 | 997,000 | 1,304,000 | 1,383,000 |
| Securities available for sale | 9,680,000 | 8,820,000 | 11,837,000 | 12,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,910,000 | 106,486,000 | 135,015,000 | 143,607,000 |
| Interest-bearing deposits | 83,175,000 | 83,294,000 | 103,566,000 | 113,229,000 |
| Noninterest-bearing deposits | 22,735,000 | 23,192,000 | 31,449,000 | 30,378,000 |
| Equity capital | 12,030,000 | 12,189,000 | 16,139,000 | 16,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,275,000 | 4,448,000 | 6,047,000 |
| Interest expense | 53,000 | 108,000 | 305,000 | 402,000 |
| Net interest income | 1,065,000 | 2,167,000 | 4,143,000 | 5,645,000 |
| Noninterest income | 214,000 | 431,000 | 688,000 | 880,000 |
| Noninterest expense | 1,103,000 | 2,221,000 | 3,938,000 | 5,455,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 132,000 |
| Pretax income | 158,000 | 343,000 | 841,000 | 939,000 |
| Income tax | 31,000 | 72,000 | 187,000 | 230,000 |
| Net income | 127,000 | 271,000 | 654,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,078,000 | 12,222,000 | 16,226,000 | 16,281,000 |
| Total capital | 13,057,000 | 13,219,000 | 17,530,000 | 17,643,000 |
| Risk-weighted assets | 85,132,000 | 83,931,000 | 107,120,000 | 109,018,000 |