Call reports 2017
AMERICAN BANK OF BEAVER DAM — 2017
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 121,174,000 | 117,607,000 | 118,169,000 | 119,016,000 |
| Total loans | 90,522,000 | 91,111,000 | 91,249,000 | 90,475,000 |
| Allowance for loan losses | 1,145,000 | 1,163,000 | 1,163,000 | 961,000 |
| Securities available for sale | 13,209,000 | 11,551,000 | 11,272,000 | 10,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,299,000 | 105,553,000 | 105,713,000 | 106,910,000 |
| Interest-bearing deposits | 81,872,000 | 83,685,000 | 82,601,000 | 84,192,000 |
| Noninterest-bearing deposits | 27,427,000 | 21,868,000 | 23,112,000 | 22,718,000 |
| Equity capital | 11,719,000 | 11,869,000 | 12,295,000 | 11,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,249,000 | 3,392,000 | 4,531,000 |
| Interest expense | 41,000 | 86,000 | 144,000 | 198,000 |
| Net interest income | 1,069,000 | 2,163,000 | 3,248,000 | 4,333,000 |
| Noninterest income | 245,000 | 423,000 | 652,000 | 831,000 |
| Noninterest expense | 1,099,000 | 2,198,000 | 3,310,000 | 4,460,000 |
| Provision for loan losses | 18,000 | 36,000 | 36,000 | 0 |
| Pretax income | 197,000 | 352,000 | 554,000 | 709,000 |
| Income tax | 58,000 | 94,000 | 149,000 | 295,000 |
| Net income | 139,000 | 258,000 | 405,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,756,000 | 11,875,000 | 12,297,000 | 11,981,000 |
| Total capital | 12,814,000 | 12,945,000 | 13,398,000 | 12,942,000 |
| Risk-weighted assets | 84,569,000 | 85,583,000 | 88,033,000 | 85,676,000 |