Call reports 2016
AMERICAN BANK OF BEAVER DAM — 2016
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,839,000 | 119,057,000 | 118,008,000 | 126,210,000 |
| Total loans | 91,033,000 | 93,235,000 | 92,016,000 | 89,251,000 |
| Allowance for loan losses | 1,329,000 | 1,418,000 | 1,256,000 | 1,127,000 |
| Securities available for sale | 14,121,000 | 14,630,000 | 13,666,000 | 13,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,132,000 | 106,961,000 | 105,569,000 | 114,230,000 |
| Interest-bearing deposits | 85,280,000 | 86,088,000 | 84,049,000 | 85,463,000 |
| Noninterest-bearing deposits | 19,852,000 | 20,873,000 | 21,520,000 | 28,767,000 |
| Equity capital | 11,444,000 | 11,653,000 | 11,945,000 | 11,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,236,000 | 3,375,000 | 4,487,000 |
| Interest expense | 45,000 | 88,000 | 130,000 | 172,000 |
| Net interest income | 1,061,000 | 2,148,000 | 3,245,000 | 4,315,000 |
| Noninterest income | 218,000 | 481,000 | 733,000 | 967,000 |
| Noninterest expense | 1,074,000 | 2,088,000 | 3,125,000 | 4,595,000 |
| Provision for loan losses | 54,000 | 144,000 | 0 | 0 |
| Pretax income | 187,000 | 433,000 | 928,000 | 762,000 |
| Income tax | 42,000 | 122,000 | 292,000 | 214,000 |
| Net income | 145,000 | 311,000 | 636,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,361,000 | 11,579,000 | 11,904,000 | 11,617,000 |
| Total capital | 12,453,000 | 12,664,000 | 12,972,000 | 12,682,000 |
| Risk-weighted assets | 87,128,000 | 86,492,000 | 85,297,000 | 85,200,000 |