Call reports 2015
AMERICAN BANK OF BEAVER DAM — 2015
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 114,188,000 | 114,960,000 | 115,992,000 | 117,808,000 |
| Total loans | 80,079,000 | 81,434,000 | 89,197,000 | 93,045,000 |
| Allowance for loan losses | 929,000 | 938,000 | 957,000 | 1,633,000 |
| Securities available for sale | 18,406,000 | 17,583,000 | 15,322,000 | 14,465,000 |
| Securities held to maturity | 4,325,000 | 4,319,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,946,000 | 102,799,000 | 103,629,000 | 106,288,000 |
| Interest-bearing deposits | 83,916,000 | 84,333,000 | 83,763,000 | 85,982,000 |
| Noninterest-bearing deposits | 18,030,000 | 18,466,000 | 19,866,000 | 20,306,000 |
| Equity capital | 11,883,000 | 11,823,000 | 11,953,000 | 11,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,096,000 | 3,183,000 | 4,311,000 |
| Interest expense | 52,000 | 101,000 | 149,000 | 195,000 |
| Net interest income | 995,000 | 1,995,000 | 3,034,000 | 4,116,000 |
| Noninterest income | 212,000 | 505,000 | 736,000 | 955,000 |
| Noninterest expense | 1,091,000 | 2,200,000 | 3,313,000 | 4,769,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 256,000 | 422,000 | 810,000 | 637,000 |
| Income tax | 33,000 | 98,000 | 223,000 | 60,000 |
| Net income | 223,000 | 324,000 | 587,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,787,000 | 11,813,000 | 11,926,000 | 11,216,000 |
| Total capital | 12,716,000 | 12,751,000 | 12,883,000 | 12,327,000 |
| Risk-weighted assets | 76,635,000 | 77,553,000 | 85,399,000 | 88,369,000 |