Call reports 2014
AMERICAN BANK OF BEAVER DAM — 2014
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 115,380,000 | 114,209,000 | 114,485,000 | 114,658,000 |
| Total loans | 69,144,000 | 73,976,000 | 78,234,000 | 79,908,000 |
| Allowance for loan losses | 918,000 | 891,000 | 779,000 | 944,000 |
| Securities available for sale | 25,989,000 | 25,262,000 | 24,478,000 | 22,711,000 |
| Securities held to maturity | 4,041,000 | 4,343,000 | 4,337,000 | 4,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,393,000 | 102,144,000 | 102,323,000 | 102,581,000 |
| Interest-bearing deposits | 86,180,000 | 85,724,000 | 84,915,000 | 85,296,000 |
| Noninterest-bearing deposits | 17,213,000 | 16,420,000 | 17,408,000 | 17,285,000 |
| Equity capital | 11,657,000 | 11,803,000 | 11,945,000 | 11,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,025,000 | 3,102,000 | 4,180,000 |
| Interest expense | 62,000 | 121,000 | 175,000 | 229,000 |
| Net interest income | 935,000 | 1,904,000 | 2,927,000 | 3,951,000 |
| Noninterest income | 215,000 | 448,000 | 708,000 | 918,000 |
| Noninterest expense | 1,017,000 | 2,006,000 | 3,024,000 | 4,019,000 |
| Provision for loan losses | 0 | 0 | 0 | 325,000 |
| Pretax income | 151,000 | 364,000 | 630,000 | 603,000 |
| Income tax | 22,000 | 57,000 | 107,000 | 44,000 |
| Net income | 129,000 | 307,000 | 523,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,688,000 | 11,737,000 | 11,852,000 | 11,664,000 |
| Total capital | 12,606,000 | 12,628,000 | 12,631,000 | 12,608,000 |
| Risk-weighted assets | 74,498,000 | 77,344,000 | 80,480,000 | 83,417,000 |