Call reports 2013
AMERICAN BANK OF BEAVER DAM — 2013
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 114,642,000 | 113,800,000 | 113,007,000 | 117,807,000 |
| Total loans | 65,853,000 | 66,253,000 | 68,098,000 | 69,645,000 |
| Allowance for loan losses | 954,000 | 1,061,000 | 914,000 | 925,000 |
| Securities available for sale | 30,875,000 | 32,144,000 | 32,308,000 | 30,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 4,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,637,000 | 102,030,000 | 101,210,000 | 105,818,000 |
| Interest-bearing deposits | 86,635,000 | 85,757,000 | 85,050,000 | 89,308,000 |
| Noninterest-bearing deposits | 16,002,000 | 16,273,000 | 16,160,000 | 16,510,000 |
| Equity capital | 11,587,000 | 11,410,000 | 11,387,000 | 11,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 2,003,000 | 2,998,000 | 3,988,000 |
| Interest expense | 80,000 | 153,000 | 224,000 | 291,000 |
| Net interest income | 909,000 | 1,850,000 | 2,774,000 | 3,697,000 |
| Noninterest income | 259,000 | 541,000 | 787,000 | 1,008,000 |
| Noninterest expense | 988,000 | 1,884,000 | 2,852,000 | 4,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 180,000 | 507,000 | 709,000 | 689,000 |
| Income tax | 48,000 | 14,000 | 67,000 | 38,000 |
| Net income | 132,000 | 493,000 | 642,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,411,000 | 11,423,000 | 11,571,000 | 11,558,000 |
| Total capital | 12,277,000 | 12,296,000 | 12,458,000 | 12,480,000 |
| Risk-weighted assets | 69,227,000 | 69,689,000 | 70,940,000 | 73,909,000 |