Call reports 2012
AMERICAN BANK OF BEAVER DAM — 2012
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,300,000 | 113,228,000 | 114,717,000 | 117,030,000 |
| Total loans | 68,470,000 | 68,983,000 | 66,666,000 | 67,610,000 |
| Allowance for loan losses | 932,000 | 925,000 | 993,000 | 954,000 |
| Securities available for sale | 29,287,000 | 26,695,000 | 27,597,000 | 29,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,169,000 | 100,710,000 | 102,692,000 | 105,234,000 |
| Interest-bearing deposits | 84,572,000 | 85,668,000 | 85,081,000 | 88,335,000 |
| Noninterest-bearing deposits | 15,597,000 | 15,042,000 | 17,611,000 | 16,899,000 |
| Equity capital | 11,829,000 | 11,909,000 | 11,684,000 | 11,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,177,000 | 3,205,000 | 4,221,000 |
| Interest expense | 119,000 | 229,000 | 330,000 | 421,000 |
| Net interest income | 987,000 | 1,948,000 | 2,875,000 | 3,800,000 |
| Noninterest income | 311,000 | 538,000 | 878,000 | 1,222,000 |
| Noninterest expense | 1,056,000 | 2,080,000 | 3,222,000 | 4,384,000 |
| Provision for loan losses | 60,000 | 176,000 | 365,000 | 497,000 |
| Pretax income | 322,000 | 769,000 | 873,000 | 883,000 |
| Income tax | -93,000 | 167,000 | 93,000 | 125,000 |
| Net income | 415,000 | 602,000 | 780,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,425,000 | 11,612,000 | 11,464,000 | 11,279,000 |
| Total capital | 12,314,000 | 12,501,000 | 12,328,000 | 12,150,000 |
| Risk-weighted assets | 71,094,000 | 71,138,000 | 68,957,000 | 69,988,000 |