Call reports 2011
AMERICAN BANK OF BEAVER DAM — 2011
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 110,448,000 | 111,114,000 | 110,993,000 | 110,477,000 |
| Total loans | 73,079,000 | 71,524,000 | 69,873,000 | 69,353,000 |
| Allowance for loan losses | 1,013,000 | 936,000 | 971,000 | 943,000 |
| Securities available for sale | 22,555,000 | 28,537,000 | 29,086,000 | 29,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,317,000 | 99,635,000 | 99,501,000 | 98,648,000 |
| Interest-bearing deposits | 86,330,000 | 86,781,000 | 85,724,000 | 84,428,000 |
| Noninterest-bearing deposits | 12,987,000 | 12,854,000 | 13,777,000 | 14,220,000 |
| Equity capital | 10,806,000 | 11,165,000 | 11,193,000 | 11,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,373,000 | 3,530,000 | 4,698,000 |
| Interest expense | 183,000 | 361,000 | 530,000 | 678,000 |
| Net interest income | 1,035,000 | 2,012,000 | 3,000,000 | 4,020,000 |
| Noninterest income | 232,000 | 488,000 | 785,000 | 1,079,000 |
| Noninterest expense | 1,005,000 | 2,050,000 | 3,204,000 | 4,167,000 |
| Provision for loan losses | 55,000 | 134,000 | 234,000 | 294,000 |
| Pretax income | 218,000 | 364,000 | 543,000 | 1,012,000 |
| Income tax | 62,000 | 116,000 | 209,000 | 340,000 |
| Net income | 156,000 | 248,000 | 334,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,743,000 | 10,836,000 | 10,671,000 | 11,009,000 |
| Total capital | 11,659,000 | 11,746,000 | 11,480,000 | 11,917,000 |
| Risk-weighted assets | 73,199,000 | 72,754,000 | 72,268,000 | 72,638,000 |