Call reports 2010
AMERICAN BANK OF BEAVER DAM — 2010
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,462,000 | 106,792,000 | 106,502,000 | 110,354,000 |
| Total loans | 79,781,000 | 79,370,000 | 76,324,000 | 75,014,000 |
| Allowance for loan losses | 1,405,000 | 1,458,000 | 967,000 | 1,016,000 |
| Securities available for sale | 17,703,000 | 17,095,000 | 17,696,000 | 21,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,419,000 | 95,697,000 | 95,399,000 | 99,325,000 |
| Interest-bearing deposits | 84,136,000 | 84,338,000 | 83,832,000 | 86,376,000 |
| Noninterest-bearing deposits | 12,283,000 | 11,359,000 | 11,567,000 | 12,949,000 |
| Equity capital | 10,630,000 | 10,720,000 | 10,760,000 | 10,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,527,000 | 3,744,000 | 4,935,000 |
| Interest expense | 271,000 | 526,000 | 743,000 | 941,000 |
| Net interest income | 1,019,000 | 2,001,000 | 3,001,000 | 3,994,000 |
| Noninterest income | 207,000 | 454,000 | 855,000 | 1,242,000 |
| Noninterest expense | 1,037,000 | 2,104,000 | 3,331,000 | 4,513,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 244,000 |
| Pretax income | 129,000 | 231,000 | 419,000 | 569,000 |
| Income tax | 34,000 | 57,000 | 113,000 | 173,000 |
| Net income | 95,000 | 174,000 | 306,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,568,000 | 10,647,000 | 10,530,000 | 10,588,000 |
| Total capital | 11,543,000 | 11,592,000 | 11,448,000 | 11,539,000 |
| Risk-weighted assets | 77,589,000 | 75,297,000 | 73,408,000 | 76,052,000 |