Call reports 2009
AMERICAN BANK OF BEAVER DAM — 2009
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 113,400,000 | 114,671,000 | 112,827,000 | 113,482,000 |
| Total loans | 88,996,000 | 86,522,000 | 86,040,000 | 81,068,000 |
| Allowance for loan losses | 1,538,000 | 1,690,000 | 2,057,000 | 1,348,000 |
| Securities available for sale | 9,665,000 | 13,551,000 | 14,644,000 | 16,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,930,000 | 100,324,000 | 99,098,000 | 100,416,000 |
| Interest-bearing deposits | 87,725,000 | 88,877,000 | 87,009,000 | 86,375,000 |
| Noninterest-bearing deposits | 11,205,000 | 11,447,000 | 12,089,000 | 14,041,000 |
| Equity capital | 11,968,000 | 11,781,000 | 11,242,000 | 10,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 2,873,000 | 4,230,000 | 5,531,000 |
| Interest expense | 444,000 | 824,000 | 1,162,000 | 1,464,000 |
| Net interest income | 1,098,000 | 2,049,000 | 3,068,000 | 4,067,000 |
| Noninterest income | 297,000 | 574,000 | 775,000 | 1,005,000 |
| Noninterest expense | 1,180,000 | 2,479,000 | 3,601,000 | 4,929,000 |
| Provision for loan losses | 45,000 | 196,000 | 734,000 | 2,007,000 |
| Pretax income | 170,000 | -52,000 | -421,000 | -1,793,000 |
| Income tax | 48,000 | 0 | 0 | -615,000 |
| Net income | 122,000 | -52,000 | -421,000 | -1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,923,000 | 11,728,000 | 11,179,000 | 10,473,000 |
| Total capital | 12,859,000 | 12,675,000 | 12,115,000 | 11,384,000 |
| Risk-weighted assets | 74,247,000 | 74,999,000 | 73,790,000 | 72,430,000 |