Call reports 2006
AMERICAN BANK OF BEAVER DAM — 2006
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 145,357,000 | 151,914,000 | 155,371,000 | 160,374,000 |
| Total loans | 110,311,000 | 113,676,000 | 118,126,000 | 120,577,000 |
| Allowance for loan losses | 769,000 | 766,000 | 772,000 | 785,000 |
| Securities available for sale | 25,804,000 | 27,491,000 | 28,008,000 | 28,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,592,000 | 134,915,000 | 138,925,000 | 144,590,000 |
| Interest-bearing deposits | 116,994,000 | 122,581,000 | 125,636,000 | 130,612,000 |
| Noninterest-bearing deposits | 13,598,000 | 12,334,000 | 13,289,000 | 13,978,000 |
| Equity capital | 10,131,000 | 10,168,000 | 10,617,000 | 10,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 4,028,000 | 6,317,000 | 8,714,000 |
| Interest expense | 837,000 | 1,823,000 | 2,983,000 | 4,199,000 |
| Net interest income | 1,092,000 | 2,205,000 | 3,334,000 | 4,515,000 |
| Noninterest income | 246,000 | 547,000 | 779,000 | 1,063,000 |
| Noninterest expense | 1,129,000 | 2,298,000 | 3,422,000 | 4,571,000 |
| Provision for loan losses | 15,000 | 57,000 | 72,000 | 102,000 |
| Pretax income | 194,000 | 397,000 | 619,000 | 905,000 |
| Income tax | 25,000 | 43,000 | 79,000 | 150,000 |
| Net income | 169,000 | 354,000 | 540,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,499,000 | 10,684,000 | 10,871,000 | 10,955,000 |
| Total capital | 11,268,000 | 11,450,000 | 11,643,000 | 11,740,000 |
| Risk-weighted assets | 95,156,000 | 96,874,000 | 101,846,000 | 103,783,000 |