Call reports 2005
AMERICAN BANK OF BEAVER DAM — 2005
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 129,757,000 | 134,807,000 | 136,894,000 | 141,101,000 |
| Total loans | 92,794,000 | 96,189,000 | 100,592,000 | 105,522,000 |
| Allowance for loan losses | 703,000 | 703,000 | 764,000 | 753,000 |
| Securities available for sale | 27,487,000 | 28,922,000 | 28,619,000 | 26,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,736,000 | 120,671,000 | 124,057,000 | 127,824,000 |
| Interest-bearing deposits | 103,771,000 | 108,142,000 | 110,336,000 | 113,460,000 |
| Noninterest-bearing deposits | 11,965,000 | 12,529,000 | 13,721,000 | 14,364,000 |
| Equity capital | 10,398,000 | 10,545,000 | 10,627,000 | 10,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,587,000 | 3,268,000 | 5,039,000 | 6,896,000 |
| Interest expense | 508,000 | 1,094,000 | 1,767,000 | 2,531,000 |
| Net interest income | 1,079,000 | 2,174,000 | 3,272,000 | 4,365,000 |
| Noninterest income | 239,000 | 516,000 | 776,000 | 997,000 |
| Noninterest expense | 1,112,000 | 2,203,000 | 3,381,000 | 4,558,000 |
| Provision for loan losses | 43,000 | 43,000 | 43,000 | 43,000 |
| Pretax income | 227,000 | 512,000 | 692,000 | 929,000 |
| Income tax | 31,000 | 85,000 | 113,000 | 135,000 |
| Net income | 196,000 | 427,000 | 579,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,540,000 | 10,560,000 | 10,701,000 | 10,391,000 |
| Total capital | 11,243,000 | 11,263,000 | 11,465,000 | 11,144,000 |
| Risk-weighted assets | 80,762,000 | 86,784,000 | 85,892,000 | 92,876,000 |