Call reports 2002
AMERICAN BANK OF BEAVER DAM — 2002
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 120,635,000 | 124,690,000 | 123,018,000 | 125,157,000 |
| Total loans | 67,294,000 | 69,615,000 | 72,228,000 | 75,551,000 |
| Allowance for loan losses | 540,000 | 472,000 | 473,000 | 490,000 |
| Securities available for sale | 38,076,000 | 42,438,000 | 43,006,000 | 43,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,217,000 | 111,440,000 | 108,609,000 | 111,303,000 |
| Interest-bearing deposits | 96,993,000 | 100,092,000 | 97,317,000 | 108,568,000 |
| Noninterest-bearing deposits | 12,224,000 | 11,348,000 | 11,292,000 | 2,735,000 |
| Equity capital | 10,681,000 | 12,290,000 | 12,747,000 | 12,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,773,000 | 3,572,000 | 5,389,000 | 7,185,000 |
| Interest expense | 693,000 | 1,373,000 | 2,033,000 | 2,652,000 |
| Net interest income | 1,080,000 | 2,199,000 | 3,356,000 | 4,533,000 |
| Noninterest income | 161,000 | 327,000 | 555,000 | 891,000 |
| Noninterest expense | 745,000 | 1,492,000 | 2,299,000 | 3,075,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 92,000 |
| Pretax income | 496,000 | 1,034,000 | 1,588,000 | 2,354,000 |
| Income tax | 144,000 | 303,000 | 461,000 | 669,000 |
| Net income | 352,000 | 731,000 | 1,127,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,502,000 | 11,259,000 | 11,644,000 | 11,624,000 |
| Total capital | 11,042,000 | 11,731,000 | 12,117,000 | 12,114,000 |
| Risk-weighted assets | 57,001,000 | 55,158,000 | 56,336,000 | 57,883,000 |