Call reports 2001
AMERICAN BANK OF BEAVER DAM — 2001
What AMERICAN BANK OF BEAVER DAM reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,240,000 | 105,985,000 | 105,596,000 | 116,847,000 |
| Total loans | 65,262,000 | 65,409,000 | 65,920,000 | 70,892,000 |
| Allowance for loan losses | 430,000 | 423,000 | 462,000 | 577,000 |
| Securities available for sale | 15,852,000 | 17,699,000 | 17,247,000 | 19,793,000 |
| Securities held to maturity | 12,933,000 | 15,066,000 | 15,068,000 | 15,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,962,000 | 95,657,000 | 94,898,000 | 105,462,000 |
| Interest-bearing deposits | 83,011,000 | 86,578,000 | 84,341,000 | 92,740,000 |
| Noninterest-bearing deposits | 8,951,000 | 9,079,000 | 10,557,000 | 12,722,000 |
| Equity capital | 12,317,000 | 9,398,000 | 9,563,000 | 10,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,584,000 | 5,500,000 | 7,781,000 |
| Interest expense | 903,000 | 1,752,000 | 2,715,000 | 3,736,000 |
| Net interest income | 897,000 | 1,832,000 | 2,785,000 | 4,045,000 |
| Noninterest income | 160,000 | 367,000 | 533,000 | 799,000 |
| Noninterest expense | 650,000 | 1,300,000 | 1,979,000 | 3,028,000 |
| Provision for loan losses | 0 | 0 | 38,000 | 164,000 |
| Pretax income | 407,000 | 899,000 | 1,301,000 | 1,652,000 |
| Income tax | 138,000 | 305,000 | 430,000 | 518,000 |
| Net income | 269,000 | 594,000 | 871,000 | 1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,113,000 | 9,187,000 | 9,453,000 | 10,149,000 |
| Total capital | 12,543,000 | 9,610,000 | 9,915,000 | 10,726,000 |
| Risk-weighted assets | 56,636,000 | 48,881,000 | 49,941,000 | 53,775,000 |