Call reports 2017
INTEGRITY BANK, SSB — 2017
What INTEGRITY BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 763,658,000 | 772,296,000 | 804,901,000 | 759,317,000 |
| Total loans | 599,822,000 | 661,124,000 | 661,254,000 | 661,182,000 |
| Allowance for loan losses | 7,348,000 | 7,629,000 | 7,884,000 | 7,980,000 |
| Securities available for sale | 23,626,000 | 24,436,000 | 23,450,000 | 22,235,000 |
| Securities held to maturity | 5,956,000 | 5,773,000 | 5,736,000 | 5,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,303,000 | 648,403,000 | 681,173,000 | 639,719,000 |
| Interest-bearing deposits | 416,693,000 | 434,290,000 | 433,909,000 | 391,715,000 |
| Noninterest-bearing deposits | 225,610,000 | 214,113,000 | 247,264,000 | 248,004,000 |
| Equity capital | 76,621,000 | 79,148,000 | 81,830,000 | 82,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,170,000 | 17,159,000 | 26,805,000 | 36,503,000 |
| Interest expense | 1,056,000 | 2,255,000 | 3,580,000 | 4,856,000 |
| Net interest income | 7,114,000 | 14,904,000 | 23,225,000 | 31,647,000 |
| Noninterest income | 593,000 | 953,000 | 1,306,000 | 1,673,000 |
| Noninterest expense | 4,288,000 | 8,593,000 | 13,015,000 | 18,411,000 |
| Provision for loan losses | 0 | 320,000 | 540,000 | 635,000 |
| Pretax income | 3,419,000 | 6,944,000 | 10,977,000 | 14,275,000 |
| Income tax | 1,193,000 | 2,409,000 | 3,800,000 | 6,051,000 |
| Net income | 2,226,000 | 4,535,000 | 7,177,000 | 8,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,361,000 | 78,800,000 | 81,569,000 | 82,801,000 |
| Total capital | 83,786,000 | 86,506,000 | 89,530,000 | 90,858,000 |
| Risk-weighted assets | 624,654,000 | 674,814,000 | 682,975,000 | 675,777,000 |