Call reports 2016
INTEGRITY BANK, SSB — 2016
What INTEGRITY BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 651,825,000 | 705,118,000 | 726,465,000 | 703,919,000 |
| Total loans | 528,409,000 | 556,125,000 | 597,546,000 | 602,052,000 |
| Allowance for loan losses | 5,006,000 | 6,529,000 | 7,180,000 | 7,385,000 |
| Securities available for sale | 32,784,000 | 22,759,000 | 17,959,000 | 17,656,000 |
| Securities held to maturity | 6,791,000 | 6,750,000 | 6,506,000 | 6,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,287,000 | 604,022,000 | 602,033,000 | 585,139,000 |
| Interest-bearing deposits | 399,938,000 | 406,732,000 | 405,723,000 | 396,947,000 |
| Noninterest-bearing deposits | 179,349,000 | 197,290,000 | 196,310,000 | 188,192,000 |
| Equity capital | 68,455,000 | 69,945,000 | 72,223,000 | 74,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,068,000 | 14,564,000 | 22,453,000 | 30,598,000 |
| Interest expense | 929,000 | 1,868,000 | 2,921,000 | 3,986,000 |
| Net interest income | 6,139,000 | 12,696,000 | 19,532,000 | 26,612,000 |
| Noninterest income | 342,000 | 1,252,000 | 2,605,000 | 3,419,000 |
| Noninterest expense | 3,817,000 | 7,658,000 | 11,684,000 | 15,774,000 |
| Provision for loan losses | 643,000 | 2,162,000 | 2,812,000 | 3,015,000 |
| Pretax income | 2,035,000 | 4,201,000 | 7,718,000 | 11,319,000 |
| Income tax | 722,000 | 1,493,000 | 2,706,000 | 3,951,000 |
| Net income | 1,313,000 | 2,708,000 | 5,012,000 | 7,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,114,000 | 69,509,000 | 71,784,000 | 74,181,000 |
| Total capital | 73,197,000 | 76,115,000 | 79,041,000 | 81,643,000 |
| Risk-weighted assets | 547,991,000 | 571,251,000 | 617,649,000 | 626,739,000 |