Call reports 2015
INTEGRITY BANK, SSB — 2015
What INTEGRITY BANK, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 621,967,000 | 624,589,000 | 623,910,000 | 649,511,000 |
| Total loans | 494,979,000 | 509,057,000 | 492,739,000 | 488,978,000 |
| Allowance for loan losses | 4,582,000 | 4,535,000 | 4,405,000 | 4,362,000 |
| Securities available for sale | 26,015,000 | 32,800,000 | 32,621,000 | 30,843,000 |
| Securities held to maturity | 5,905,000 | 7,295,000 | 7,114,000 | 6,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,582,000 | 538,752,000 | 533,384,000 | 570,058,000 |
| Interest-bearing deposits | 357,985,000 | 366,265,000 | 364,104,000 | 385,044,000 |
| Noninterest-bearing deposits | 173,597,000 | 172,487,000 | 169,280,000 | 185,014,000 |
| Equity capital | 60,969,000 | 62,706,000 | 64,811,000 | 66,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,870,000 | 13,770,000 | 20,821,000 | 27,640,000 |
| Interest expense | 807,000 | 1,705,000 | 2,621,000 | 3,508,000 |
| Net interest income | 6,063,000 | 12,065,000 | 18,200,000 | 24,132,000 |
| Noninterest income | 639,000 | 1,188,000 | 1,692,000 | 2,711,000 |
| Noninterest expense | 3,816,000 | 7,473,000 | 11,074,000 | 14,754,000 |
| Provision for loan losses | 130,000 | 170,000 | 305,000 | 305,000 |
| Pretax income | 2,758,000 | 5,612,000 | 8,515,000 | 11,794,000 |
| Income tax | 954,000 | 1,944,000 | 2,964,000 | 4,086,000 |
| Net income | 1,804,000 | 3,668,000 | 5,551,000 | 7,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,790,000 | 62,710,000 | 64,654,000 | 66,834,000 |
| Total capital | 65,441,000 | 67,314,000 | 69,127,000 | 71,264,000 |
| Risk-weighted assets | 496,666,000 | 510,727,000 | 509,447,000 | 505,856,000 |