Call reports 2012
INTEGRITY BANK, SSB — 2012
What INTEGRITY BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 336,606,000 | 367,578,000 | 379,081,000 | 411,804,000 |
| Total loans | 220,176,000 | 239,995,000 | 259,013,000 | 305,695,000 |
| Allowance for loan losses | 2,527,000 | 2,901,000 | 3,080,000 | 3,570,000 |
| Securities available for sale | 35,059,000 | 44,776,000 | 44,502,000 | 71,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,699,000 | 329,468,000 | 337,608,000 | 348,877,000 |
| Interest-bearing deposits | 201,749,000 | 211,248,000 | 218,821,000 | 217,761,000 |
| Noninterest-bearing deposits | 101,950,000 | 118,220,000 | 118,787,000 | 131,116,000 |
| Equity capital | 30,875,000 | 35,968,000 | 38,936,000 | 39,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,514,000 | 7,411,000 | 11,504,000 | 15,903,000 |
| Interest expense | 588,000 | 1,208,000 | 1,847,000 | 2,482,000 |
| Net interest income | 2,926,000 | 6,203,000 | 9,657,000 | 13,421,000 |
| Noninterest income | 883,000 | 1,817,000 | 2,077,000 | 2,452,000 |
| Noninterest expense | 2,337,000 | 4,762,000 | 7,155,000 | 9,928,000 |
| Provision for loan losses | 360,000 | 735,000 | 912,000 | 1,430,000 |
| Pretax income | 1,198,000 | 2,609,000 | 3,772,000 | 4,677,000 |
| Income tax | 337,000 | 786,000 | 1,071,000 | 1,098,000 |
| Net income | 861,000 | 1,823,000 | 2,701,000 | 3,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,640,000 | 35,625,000 | 38,545,000 | 39,459,000 |
| Total capital | 33,195,000 | 38,525,000 | 41,648,000 | 43,057,000 |
| Risk-weighted assets | 210,966,000 | 231,966,000 | 248,273,000 | 292,316,000 |