Call reports 2011
INTEGRITY BANK, SSB — 2011
What INTEGRITY BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 223,822,000 | 237,649,000 | 303,710,000 | 310,881,000 |
| Total loans | 154,910,000 | 163,417,000 | 181,081,000 | 198,239,000 |
| Allowance for loan losses | 1,991,000 | 2,100,000 | 1,802,000 | 2,163,000 |
| Securities available for sale | 18,053,000 | 24,182,000 | 37,740,000 | 40,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,956,000 | 207,485,000 | 272,743,000 | 279,806,000 |
| Interest-bearing deposits | 172,475,000 | 175,709,000 | 180,806,000 | 188,080,000 |
| Noninterest-bearing deposits | 21,481,000 | 31,776,000 | 91,937,000 | 91,726,000 |
| Equity capital | 28,693,000 | 29,210,000 | 29,831,000 | 30,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,477,000 | 5,009,000 | 7,836,000 | 10,954,000 |
| Interest expense | 621,000 | 1,264,000 | 1,881,000 | 2,459,000 |
| Net interest income | 1,856,000 | 3,745,000 | 5,955,000 | 8,495,000 |
| Noninterest income | 313,000 | 561,000 | 1,109,000 | 1,651,000 |
| Noninterest expense | 1,596,000 | 3,282,000 | 5,392,000 | 7,898,000 |
| Provision for loan losses | 105,000 | 214,000 | 439,000 | 1,132,000 |
| Pretax income | 474,000 | 816,000 | 1,271,000 | 1,154,000 |
| Income tax | 17,000 | -16,000 | -11,000 | -301,000 |
| Net income | 457,000 | 832,000 | 1,282,000 | 1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,691,000 | 29,094,000 | 29,569,000 | 29,760,000 |
| Total capital | 30,348,000 | 30,807,000 | 31,393,000 | 31,945,000 |
| Risk-weighted assets | 132,180,000 | 136,616,000 | 154,843,000 | 179,278,000 |