Call reports 2015
MARION NATIONAL BANK, THE — 2015
What MARION NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,328,000 | 22,946,000 | 22,797,000 | 23,124,000 |
| Total loans | 8,483,000 | 8,228,000 | 7,511,000 | 7,697,000 |
| Allowance for loan losses | 167,000 | 147,000 | 147,000 | 131,000 |
| Securities available for sale | 10,637,000 | 10,769,000 | 10,612,000 | 10,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,907,000 | 19,497,000 | 19,285,000 | 19,643,000 |
| Interest-bearing deposits | 15,625,000 | 15,406,000 | 15,634,000 | 15,504,000 |
| Noninterest-bearing deposits | 4,282,000 | 4,091,000 | 3,651,000 | 4,139,000 |
| Equity capital | 3,365,000 | 3,387,000 | 3,425,000 | 3,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 337,000 | 504,000 | 675,000 |
| Interest expense | 3,000 | 7,000 | 11,000 | 15,000 |
| Net interest income | 166,000 | 330,000 | 493,000 | 660,000 |
| Noninterest income | 12,000 | 20,000 | 30,000 | 39,000 |
| Noninterest expense | 150,000 | 298,000 | 448,000 | 594,000 |
| Provision for loan losses | 0 | -20,000 | -20,000 | -20,000 |
| Pretax income | 28,000 | 72,000 | 95,000 | 123,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 7,000 |
| Net income | 25,000 | 68,000 | 90,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,270,000 | 2,313,000 | 2,335,000 | 2,361,000 |
| Total capital | 2,416,000 | 2,456,000 | 2,472,000 | 2,492,000 |
| Risk-weighted assets | 11,666,000 | 11,470,000 | 10,935,000 | 11,483,000 |