Call reports 2008
MARION NATIONAL BANK, THE — 2008
What MARION NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,511,000 | 18,456,000 | 17,612,000 | 20,252,000 |
| Total loans | 8,023,000 | 8,122,000 | 7,885,000 | 7,540,000 |
| Allowance for loan losses | 149,000 | 155,000 | 156,000 | 156,000 |
| Securities available for sale | 9,176,000 | 8,094,000 | 7,547,000 | 7,022,000 |
| Securities held to maturity | 205,000 | 205,000 | 205,000 | 205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,293,000 | 14,325,000 | 14,304,000 | 15,896,000 |
| Interest-bearing deposits | 13,864,000 | 11,995,000 | 11,936,000 | 13,110,000 |
| Noninterest-bearing deposits | 2,429,000 | 2,330,000 | 2,368,000 | 2,786,000 |
| Equity capital | 3,005,000 | 2,945,000 | 2,986,000 | 2,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 529,000 | 760,000 | 975,000 |
| Interest expense | 101,000 | 173,000 | 234,000 | 289,000 |
| Net interest income | 174,000 | 356,000 | 526,000 | 686,000 |
| Noninterest income | 9,000 | 20,000 | 36,000 | 52,000 |
| Noninterest expense | 126,000 | 275,000 | 438,000 | 595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 101,000 | 124,000 | 143,000 |
| Income tax | 15,000 | 23,000 | 23,000 | 23,000 |
| Net income | 42,000 | 78,000 | 101,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,778,000 | 1,813,000 | 1,836,000 | 1,717,000 |
| Total capital | 1,901,000 | 1,932,000 | 1,951,000 | 1,836,000 |
| Risk-weighted assets | 9,843,000 | 9,507,000 | 9,185,000 | 9,395,000 |