Call reports 2006
MARION NATIONAL BANK, THE — 2006
What MARION NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,495,000 | 22,369,000 | 21,465,000 | 26,565,000 |
| Total loans | 9,568,000 | 9,232,000 | 8,262,000 | 7,955,000 |
| Allowance for loan losses | 155,000 | 156,000 | 156,000 | 156,000 |
| Securities available for sale | 7,694,000 | 9,615,000 | 10,698,000 | 10,811,000 |
| Securities held to maturity | 357,000 | 356,000 | 315,000 | 314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,644,000 | 19,527,000 | 18,469,000 | 23,680,000 |
| Interest-bearing deposits | 13,436,000 | 17,203,000 | 16,296,000 | 21,486,000 |
| Noninterest-bearing deposits | 2,208,000 | 2,324,000 | 2,173,000 | 2,194,000 |
| Equity capital | 2,721,000 | 2,756,000 | 2,859,000 | 2,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 502,000 | 781,000 | 1,070,000 |
| Interest expense | 53,000 | 130,000 | 225,000 | 340,000 |
| Net interest income | 177,000 | 372,000 | 556,000 | 730,000 |
| Noninterest income | 19,000 | 38,000 | 53,000 | 70,000 |
| Noninterest expense | 124,000 | 258,000 | 386,000 | 509,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 2,000 |
| Pretax income | 71,000 | 151,000 | 221,000 | 289,000 |
| Income tax | 22,000 | 48,000 | 69,000 | 89,000 |
| Net income | 49,000 | 103,000 | 152,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,752,000 | 1,806,000 | 1,856,000 | 1,715,000 |
| Total capital | 1,884,000 | 1,951,000 | 1,981,000 | 1,848,000 |
| Risk-weighted assets | 10,562,000 | 11,636,000 | 9,984,000 | 10,879,000 |