Call reports 2004
MARION NATIONAL BANK, THE — 2004
What MARION NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,458,000 | 21,117,000 | 19,876,000 | 21,828,000 |
| Total loans | 7,620,000 | 7,447,000 | 7,521,000 | 7,769,000 |
| Allowance for loan losses | 138,000 | 141,000 | 144,000 | 148,000 |
| Securities available for sale | 10,212,000 | 9,923,000 | 9,470,000 | 7,511,000 |
| Securities held to maturity | 231,000 | 231,000 | 231,000 | 230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,540,000 | 18,363,000 | 16,976,000 | 19,033,000 |
| Interest-bearing deposits | 16,452,000 | 16,331,000 | 15,047,000 | 17,095,000 |
| Noninterest-bearing deposits | 2,088,000 | 2,032,000 | 1,929,000 | 1,938,000 |
| Equity capital | 2,812,000 | 2,703,000 | 2,811,000 | 2,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 433,000 | 639,000 | 852,000 |
| Interest expense | 44,000 | 85,000 | 124,000 | 161,000 |
| Net interest income | 176,000 | 348,000 | 515,000 | 691,000 |
| Noninterest income | 18,000 | 33,000 | 47,000 | 64,000 |
| Noninterest expense | 165,000 | 297,000 | 432,000 | 564,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 26,000 | 78,000 | 121,000 | 129,000 |
| Income tax | 5,000 | 21,000 | 29,000 | 26,000 |
| Net income | 21,000 | 57,000 | 92,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,681,000 | 1,717,000 | 1,752,000 | 1,666,000 |
| Total capital | 1,790,000 | 1,822,000 | 1,856,000 | 1,775,000 |
| Risk-weighted assets | 8,700,000 | 8,309,000 | 8,297,000 | 8,701,000 |