Call reports 2022
SUNSOUTH BANK — 2022
What SUNSOUTH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 122,634,000 | 114,800,000 | 115,993,000 | 115,764,000 |
| Total loans | 52,767,000 | 48,859,000 | 46,497,000 | 44,243,000 |
| Allowance for loan losses | 663,000 | 588,000 | 592,000 | 597,000 |
| Securities available for sale | 38,541,000 | 35,662,000 | 39,580,000 | 40,629,000 |
| Securities held to maturity | 25,442,000 | 24,874,000 | 24,643,000 | 24,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,879,000 | 103,571,000 | 97,220,000 | 94,373,000 |
| Interest-bearing deposits | 92,126,000 | 86,610,000 | 80,299,000 | 79,029,000 |
| Noninterest-bearing deposits | 16,753,000 | 16,961,000 | 16,922,000 | 15,344,000 |
| Equity capital | 8,421,000 | 6,968,000 | 6,192,000 | 7,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,795,000 | 2,780,000 | 3,896,000 |
| Interest expense | 133,000 | 260,000 | 436,000 | 772,000 |
| Net interest income | 726,000 | 1,535,000 | 2,344,000 | 3,124,000 |
| Noninterest income | 31,000 | 67,000 | 103,000 | 134,000 |
| Noninterest expense | 729,000 | 1,412,000 | 2,140,000 | 2,911,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 28,000 | 290,000 | 407,000 | 447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 290,000 | 407,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,660,000 | 10,921,000 | 11,039,000 | 11,079,000 |
| Total capital | 11,323,000 | 11,509,000 | 11,631,000 | 11,676,000 |
| Risk-weighted assets | 59,540,000 | 56,786,000 | 55,033,000 | 56,101,000 |