Call reports 2021
SUNSOUTH BANK — 2021
What SUNSOUTH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 139,453,000 | 124,075,000 | 119,839,000 | 120,746,000 |
| Total loans | 59,527,000 | 57,477,000 | 56,687,000 | 53,928,000 |
| Allowance for loan losses | 813,000 | 845,000 | 852,000 | 658,000 |
| Securities available for sale | 61,196,000 | 62,989,000 | 57,210,000 | 43,295,000 |
| Securities held to maturity | 5,000 | 5,000 | 1,517,000 | 18,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,452,000 | 104,481,000 | 102,748,000 | 106,426,000 |
| Interest-bearing deposits | 104,359,000 | 89,794,000 | 87,370,000 | 90,452,000 |
| Noninterest-bearing deposits | 16,093,000 | 14,687,000 | 15,379,000 | 15,974,000 |
| Equity capital | 9,500,000 | 10,259,000 | 10,436,000 | 10,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,927,000 | 2,894,000 | 3,710,000 |
| Interest expense | 196,000 | 384,000 | 544,000 | 687,000 |
| Net interest income | 781,000 | 1,543,000 | 2,350,000 | 3,023,000 |
| Noninterest income | 31,000 | 110,000 | 168,000 | 204,000 |
| Noninterest expense | 730,000 | 1,481,000 | 2,220,000 | 3,061,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 103,000 | 262,000 | 610,000 | 678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 262,000 | 610,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,457,000 | 9,776,000 | 10,184,000 | 10,612,000 |
| Total capital | 10,222,000 | 10,507,000 | 10,900,000 | 11,270,000 |
| Risk-weighted assets | 61,130,000 | 58,405,000 | 57,029,000 | 58,209,000 |