Call reports 2019
SUNSOUTH BANK — 2019
What SUNSOUTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 115,207,000 | 109,970,000 | 107,121,000 | 111,730,000 |
| Total loans | 64,510,000 | 63,132,000 | 61,781,000 | 62,459,000 |
| Allowance for loan losses | 830,000 | 838,000 | 842,000 | 849,000 |
| Securities available for sale | 44,276,000 | 38,961,000 | 38,312,000 | 37,510,000 |
| Securities held to maturity | 15,000 | 14,000 | 13,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,354,000 | 92,773,000 | 90,605,000 | 95,977,000 |
| Interest-bearing deposits | 81,910,000 | 82,261,000 | 79,518,000 | 86,240,000 |
| Noninterest-bearing deposits | 11,444,000 | 10,512,000 | 11,088,000 | 9,737,000 |
| Equity capital | 7,265,000 | 7,618,000 | 7,684,000 | 7,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 2,073,000 | 3,143,000 | 4,024,000 |
| Interest expense | 337,000 | 686,000 | 1,032,000 | 1,374,000 |
| Net interest income | 625,000 | 1,387,000 | 2,111,000 | 2,650,000 |
| Noninterest income | 328,000 | 457,000 | 452,000 | 446,000 |
| Noninterest expense | 892,000 | 1,745,000 | 2,451,000 | 3,168,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | 261,000 | 310,000 | 323,000 | 139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 310,000 | 323,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,197,000 | 7,297,000 | 7,310,000 | 7,675,000 |
| Total capital | 7,797,000 | 7,891,000 | 7,867,000 | 8,278,000 |
| Risk-weighted assets | 47,753,000 | 47,286,000 | 44,236,000 | 48,027,000 |