Call reports 2015
SUNSOUTH BANK — 2015
What SUNSOUTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 152,463,000 | 152,245,000 | 160,060,000 | 150,749,000 |
| Total loans | 103,416,000 | 98,999,000 | 92,711,000 | 87,579,000 |
| Allowance for loan losses | 2,887,000 | 2,601,000 | 2,474,000 | 2,448,000 |
| Securities available for sale | 41,111,000 | 45,318,000 | 52,209,000 | 56,634,000 |
| Securities held to maturity | 0 | 70,000 | 62,000 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,624,000 | 126,909,000 | 134,789,000 | 131,099,000 |
| Interest-bearing deposits | 121,954,000 | 117,817,000 | 125,119,000 | 121,326,000 |
| Noninterest-bearing deposits | 9,670,000 | 9,092,000 | 9,670,000 | 9,772,000 |
| Equity capital | 8,548,000 | 8,361,000 | 8,687,000 | 8,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,217,000 | 4,684,000 | 6,088,000 |
| Interest expense | 299,000 | 596,000 | 892,000 | 1,186,000 |
| Net interest income | 1,333,000 | 2,621,000 | 3,792,000 | 4,902,000 |
| Noninterest income | -73,000 | 44,000 | 89,000 | -43,000 |
| Noninterest expense | 1,203,000 | 2,470,000 | 3,726,000 | 4,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 263,000 | 291,000 | 99,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 263,000 | 291,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,356,000 | 8,518,000 | 8,550,000 | 8,365,000 |
| Total capital | 9,649,000 | 9,751,000 | 9,697,000 | 9,399,000 |
| Risk-weighted assets | 101,914,000 | 97,267,000 | 90,407,000 | 81,292,000 |