Call reports 2012
SUNSOUTH BANK — 2012
What SUNSOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,023,000 | 183,283,000 | 172,042,000 | 169,718,000 |
| Total loans | 147,654,000 | 143,608,000 | 135,636,000 | 133,126,000 |
| Allowance for loan losses | 3,035,000 | 3,237,000 | 3,584,000 | 3,706,000 |
| Securities available for sale | 9,973,000 | 7,507,000 | 7,966,000 | 7,530,000 |
| Securities held to maturity | 540,000 | 540,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,890,000 | 164,640,000 | 144,941,000 | 144,771,000 |
| Interest-bearing deposits | 165,234,000 | 152,729,000 | 135,065,000 | 134,606,000 |
| Noninterest-bearing deposits | 12,656,000 | 11,911,000 | 9,876,000 | 10,165,000 |
| Equity capital | 18,552,000 | 18,268,000 | 18,628,000 | 15,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,387,000 | 4,687,000 | 6,837,000 | 8,894,000 |
| Interest expense | 725,000 | 1,372,000 | 1,912,000 | 2,403,000 |
| Net interest income | 1,662,000 | 3,315,000 | 4,925,000 | 6,491,000 |
| Noninterest income | 80,000 | 470,000 | 1,193,000 | -682,000 |
| Noninterest expense | 1,988,000 | 3,896,000 | 5,654,000 | 7,230,000 |
| Provision for loan losses | 300,000 | 925,000 | 1,150,000 | 2,116,000 |
| Pretax income | -377,000 | -867,000 | -448,000 | -3,299,000 |
| Income tax | -121,000 | -272,000 | -186,000 | 62,000 |
| Net income | -256,000 | -595,000 | -262,000 | -3,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,861,000 | 16,516,000 | 16,400,000 | 13,078,000 |
| Total capital | 19,817,000 | 18,401,000 | 18,166,000 | 14,796,000 |
| Risk-weighted assets | 155,423,000 | 149,447,000 | 139,463,000 | 135,431,000 |