Call reports 2007
SUNSOUTH BANK — 2007
What SUNSOUTH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 205,798,000 | 213,946,000 | 219,550,000 | 223,243,000 |
| Total loans | 182,842,000 | 191,808,000 | 191,957,000 | 197,689,000 |
| Allowance for loan losses | 1,921,000 | 1,973,000 | 1,992,000 | 1,551,000 |
| Securities available for sale | 13,342,000 | 11,909,000 | 11,916,000 | 11,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,489,000 | 175,834,000 | 183,047,000 | 173,805,000 |
| Interest-bearing deposits | 167,409,000 | 166,088,000 | 173,112,000 | 163,274,000 |
| Noninterest-bearing deposits | 10,080,000 | 9,746,000 | 9,935,000 | 10,531,000 |
| Equity capital | 18,255,000 | 18,508,000 | 18,523,000 | 18,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,014,000 | 8,184,000 | 12,412,000 | 16,510,000 |
| Interest expense | 2,174,000 | 4,443,000 | 6,807,000 | 9,130,000 |
| Net interest income | 1,840,000 | 3,741,000 | 5,605,000 | 7,380,000 |
| Noninterest income | 295,000 | 586,000 | 939,000 | 1,341,000 |
| Noninterest expense | 1,132,000 | 2,221,000 | 3,599,000 | 4,899,000 |
| Provision for loan losses | 200,000 | 252,000 | 272,000 | 316,000 |
| Pretax income | 803,000 | 1,854,000 | 2,673,000 | 3,506,000 |
| Income tax | 63,000 | 132,000 | 179,000 | 204,000 |
| Net income | 740,000 | 1,722,000 | 2,494,000 | 3,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,358,000 | 18,700,000 | 18,590,000 | 18,725,000 |
| Total capital | 20,279,000 | 20,673,000 | 20,582,000 | 20,276,000 |
| Risk-weighted assets | 182,607,000 | 186,401,000 | 187,931,000 | 192,647,000 |