Call reports 2006
SUNSOUTH BANK — 2006
What SUNSOUTH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 142,291,000 | 161,818,000 | 176,175,000 | 196,599,000 |
| Total loans | 117,871,000 | 132,380,000 | 146,580,000 | 173,277,000 |
| Allowance for loan losses | 1,228,000 | 1,318,000 | 1,417,000 | 1,720,000 |
| Securities available for sale | 10,646,000 | 14,643,000 | 14,333,000 | 13,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,440,000 | 140,796,000 | 153,606,000 | 173,048,000 |
| Interest-bearing deposits | 118,395,000 | 128,762,000 | 142,591,000 | 163,993,000 |
| Noninterest-bearing deposits | 7,045,000 | 12,034,000 | 11,015,000 | 9,055,000 |
| Equity capital | 12,521,000 | 16,478,000 | 17,846,000 | 18,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,706,000 | 5,770,000 | 9,406,000 | 13,292,000 |
| Interest expense | 1,207,000 | 2,674,000 | 4,377,000 | 6,355,000 |
| Net interest income | 1,499,000 | 3,096,000 | 5,029,000 | 6,937,000 |
| Noninterest income | 210,000 | 508,000 | 742,000 | 1,053,000 |
| Noninterest expense | 1,047,000 | 2,294,000 | 3,719,000 | 4,834,000 |
| Provision for loan losses | 95,000 | 185,000 | 315,000 | 615,000 |
| Pretax income | 567,000 | 1,125,000 | 1,737,000 | 2,546,000 |
| Income tax | 31,000 | 73,000 | 108,000 | 162,000 |
| Net income | 536,000 | 1,052,000 | 1,629,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,753,000 | 16,834,000 | 17,994,000 | 18,254,000 |
| Total capital | 13,981,000 | 18,152,000 | 19,411,000 | 19,974,000 |
| Risk-weighted assets | 117,432,000 | 132,235,000 | 146,402,000 | 171,651,000 |