Call reports 2005
SUNSOUTH BANK — 2005
What SUNSOUTH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 104,596,000 | 107,053,000 | 119,211,000 | 134,697,000 |
| Total loans | 90,871,000 | 92,285,000 | 95,057,000 | 109,260,000 |
| Allowance for loan losses | 765,000 | 864,000 | 954,000 | 1,073,000 |
| Securities available for sale | 6,666,000 | 6,492,000 | 6,413,000 | 11,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,869,000 | 91,794,000 | 103,737,000 | 116,214,000 |
| Interest-bearing deposits | 85,381,000 | 85,819,000 | 97,862,000 | 107,145,000 |
| Noninterest-bearing deposits | 5,488,000 | 5,975,000 | 5,875,000 | 9,069,000 |
| Equity capital | 7,771,000 | 8,985,000 | 9,369,000 | 11,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,599,000 | 3,386,000 | 5,363,000 | 7,681,000 |
| Interest expense | 587,000 | 1,283,000 | 2,108,000 | 3,148,000 |
| Net interest income | 1,012,000 | 2,103,000 | 3,255,000 | 4,533,000 |
| Noninterest income | 211,000 | 495,000 | 1,355,000 | 1,578,000 |
| Noninterest expense | 738,000 | 1,534,000 | 2,507,000 | 3,456,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 390,000 |
| Pretax income | 395,000 | 884,000 | 1,833,000 | 2,265,000 |
| Income tax | 23,000 | 48,000 | 97,000 | 120,000 |
| Net income | 372,000 | 836,000 | 1,736,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,993,000 | 9,105,000 | 9,540,000 | 12,126,000 |
| Total capital | 8,758,000 | 9,969,000 | 10,494,000 | 13,199,000 |
| Risk-weighted assets | 90,675,000 | 94,466,000 | 99,155,000 | 108,628,000 |