Call reports 2004
COMMUNITY BANK OF NORTHERN VIRGINIA — 2004
What COMMUNITY BANK OF NORTHERN VIRGINIA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 826,532,000 | 869,885,000 | 895,188,000 | 879,919,000 |
| Total loans | 577,172,000 | 613,425,000 | 649,380,000 | 658,292,000 |
| Allowance for loan losses | 6,556,000 | 8,362,000 | 8,013,000 | 6,789,000 |
| Securities available for sale | 165,961,000 | 179,366,000 | 172,626,000 | 149,892,000 |
| Securities held to maturity | 31,073,000 | 31,069,000 | 31,065,000 | 30,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,482,000 | 661,857,000 | 629,273,000 | 649,758,000 |
| Interest-bearing deposits | 520,552,000 | 521,585,000 | 510,160,000 | 528,973,000 |
| Noninterest-bearing deposits | 124,930,000 | 140,272,000 | 119,113,000 | 120,785,000 |
| Equity capital | 58,140,000 | 55,348,000 | 59,292,000 | 60,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,714,000 | 21,775,000 | 33,844,000 | 45,949,000 |
| Interest expense | 3,329,000 | 6,893,000 | 10,849,000 | 15,094,000 |
| Net interest income | 7,385,000 | 14,882,000 | 22,995,000 | 30,855,000 |
| Noninterest income | 479,000 | 916,000 | 1,590,000 | 2,249,000 |
| Noninterest expense | 4,004,000 | 7,733,000 | 11,835,000 | 15,918,000 |
| Provision for loan losses | 480,000 | 2,330,000 | 3,450,000 | 4,600,000 |
| Pretax income | 3,487,000 | 5,837,000 | 9,398,000 | 12,656,000 |
| Income tax | 1,050,000 | 1,705,000 | 2,698,000 | 3,537,000 |
| Net income | 2,437,000 | 4,132,000 | 6,700,000 | 9,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,704,000 | 57,557,000 | 59,111,000 | 60,512,000 |
| Total capital | 74,022,000 | 75,926,000 | 77,602,000 | 77,493,000 |
| Risk-weighted assets | 619,957,000 | 668,770,000 | 708,403,000 | 713,342,000 |