Call reports 2002
COMMUNITY BANK OF NORTHERN VIRGINIA — 2002
What COMMUNITY BANK OF NORTHERN VIRGINIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 630,075,000 | 614,371,000 | 661,679,000 | 676,184,000 |
| Total loans | 451,655,000 | 426,741,000 | 410,425,000 | 431,764,000 |
| Allowance for loan losses | 3,245,000 | 4,497,000 | 4,842,000 | 5,218,000 |
| Securities available for sale | 61,527,000 | 91,041,000 | 132,173,000 | 176,967,000 |
| Securities held to maturity | 10,064,000 | 9,808,000 | 9,910,000 | 11,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,075,000 | 523,132,000 | 559,458,000 | 550,520,000 |
| Interest-bearing deposits | 443,766,000 | 416,829,000 | 427,098,000 | 433,134,000 |
| Noninterest-bearing deposits | 95,309,000 | 106,303,000 | 132,360,000 | 117,386,000 |
| Equity capital | 44,437,000 | 46,658,000 | 49,229,000 | 51,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,706,000 | 21,038,000 | 30,993,000 | 41,198,000 |
| Interest expense | 4,991,000 | 9,222,000 | 12,898,000 | 16,694,000 |
| Net interest income | 5,715,000 | 11,816,000 | 18,095,000 | 24,504,000 |
| Noninterest income | 10,818,000 | 21,174,000 | 30,181,000 | 34,941,000 |
| Noninterest expense | 14,669,000 | 27,756,000 | 38,718,000 | 45,326,000 |
| Provision for loan losses | 250,000 | 1,603,000 | 2,445,000 | 3,399,000 |
| Pretax income | 1,614,000 | 3,698,000 | 7,322,000 | 11,163,000 |
| Income tax | 543,000 | 1,170,000 | 2,372,000 | 3,644,000 |
| Net income | 1,071,000 | 2,528,000 | 4,950,000 | 7,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,359,000 | 45,583,000 | 47,565,000 | 49,537,000 |
| Total capital | 47,604,000 | 50,080,000 | 52,407,000 | 55,332,000 |
| Risk-weighted assets | 481,760,000 | 457,583,000 | 447,665,000 | 461,324,000 |