Call reports 2006
CATTLEMAN'S NATIONAL BANK — 2006
What CATTLEMAN'S NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,122,000 | 72,329,000 | 69,790,000 | 70,135,000 |
| Total loans | 23,790,000 | 23,057,000 | 23,739,000 | 23,976,000 |
| Allowance for loan losses | 432,000 | 353,000 | 395,000 | 412,000 |
| Securities available for sale | 33,198,000 | 31,545,000 | 29,818,000 | 27,883,000 |
| Securities held to maturity | 716,000 | 689,000 | 662,000 | 649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,184,000 | 66,451,000 | 62,788,000 | 63,967,000 |
| Interest-bearing deposits | 49,987,000 | 50,559,000 | 47,903,000 | 48,933,000 |
| Noninterest-bearing deposits | 15,197,000 | 15,892,000 | 14,885,000 | 15,034,000 |
| Equity capital | 5,776,000 | 5,705,000 | 5,974,000 | 6,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,694,000 | 2,587,000 | 3,489,000 |
| Interest expense | 230,000 | 470,000 | 715,000 | 968,000 |
| Net interest income | 603,000 | 1,224,000 | 1,872,000 | 2,521,000 |
| Noninterest income | 156,000 | 325,000 | 481,000 | 642,000 |
| Noninterest expense | 701,000 | 1,502,000 | 2,218,000 | 3,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 47,000 | 135,000 | 108,000 |
| Income tax | 18,000 | 13,000 | 42,000 | 29,000 |
| Net income | 40,000 | 34,000 | 93,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,240,000 | 6,235,000 | 6,293,000 | 6,280,000 |
| Total capital | 6,619,000 | 6,588,000 | 6,676,000 | 6,660,000 |
| Risk-weighted assets | 30,526,000 | 29,962,000 | 30,843,000 | 30,348,000 |