Call reports 2004
CATTLEMAN'S NATIONAL BANK — 2004
What CATTLEMAN'S NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 73,752,000 | 70,974,000 | 72,402,000 | 70,953,000 |
| Total loans | 39,243,000 | 34,258,000 | 29,702,000 | 26,659,000 |
| Allowance for loan losses | 704,000 | 662,000 | 522,000 | 684,000 |
| Securities available for sale | 20,036,000 | 20,920,000 | 23,566,000 | 28,716,000 |
| Securities held to maturity | 1,922,000 | 1,652,000 | 1,543,000 | 1,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,309,000 | 64,846,000 | 65,992,000 | 64,810,000 |
| Interest-bearing deposits | 51,809,000 | 50,789,000 | 51,652,000 | 50,829,000 |
| Noninterest-bearing deposits | 15,500,000 | 14,057,000 | 14,340,000 | 13,981,000 |
| Equity capital | 6,276,000 | 5,996,000 | 6,229,000 | 6,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,723,000 | 2,485,000 | 3,228,000 |
| Interest expense | 161,000 | 308,000 | 470,000 | 641,000 |
| Net interest income | 733,000 | 1,415,000 | 2,015,000 | 2,587,000 |
| Noninterest income | 192,000 | 375,000 | 685,000 | 830,000 |
| Noninterest expense | 541,000 | 1,357,000 | 2,097,000 | 2,789,000 |
| Provision for loan losses | 245,000 | 290,000 | 335,000 | 487,000 |
| Pretax income | 139,000 | 143,000 | 268,000 | 141,000 |
| Income tax | 19,000 | 17,000 | 56,000 | 34,000 |
| Net income | 120,000 | 126,000 | 212,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,122,000 | 6,128,000 | 6,213,000 | 6,192,000 |
| Total capital | 6,666,000 | 6,619,000 | 6,659,000 | 6,604,000 |
| Risk-weighted assets | 43,411,000 | 39,182,000 | 35,616,000 | 32,716,000 |