Call reports 2002
BANK OF LATAH — 2002
What BANK OF LATAH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 128,185,000 | 132,935,000 | 151,923,000 | 151,198,000 |
| Total loans | 84,995,000 | 93,662,000 | 95,118,000 | 94,239,000 |
| Allowance for loan losses | 809,000 | 860,000 | 994,000 | 1,225,000 |
| Securities available for sale | 28,354,000 | 26,615,000 | 24,229,000 | 29,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,580,000 | 111,557,000 | 122,754,000 | 121,648,000 |
| Interest-bearing deposits | 91,045,000 | 90,436,000 | 97,452,000 | 96,028,000 |
| Noninterest-bearing deposits | 20,535,000 | 21,121,000 | 25,302,000 | 25,620,000 |
| Equity capital | 9,593,000 | 10,117,000 | 20,975,000 | 21,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,246,000 | 1,479,000 | 3,691,000 |
| Interest expense | 667,000 | 1,316,000 | 438,000 | 1,062,000 |
| Net interest income | 1,411,000 | 2,930,000 | 1,041,000 | 2,629,000 |
| Noninterest income | 198,000 | 413,000 | 177,000 | 497,000 |
| Noninterest expense | 1,048,000 | 2,150,000 | 747,000 | 1,943,000 |
| Provision for loan losses | 60,000 | 120,000 | 110,000 | 457,000 |
| Pretax income | 501,000 | 1,073,000 | 361,000 | 726,000 |
| Income tax | 151,000 | 320,000 | 107,000 | 219,000 |
| Net income | 350,000 | 753,000 | 254,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,169,000 | 9,488,000 | 10,453,000 | 10,907,000 |
| Total capital | 9,978,000 | 10,348,000 | 11,447,000 | 12,132,000 |
| Risk-weighted assets | 95,853,000 | 103,252,000 | 106,184,000 | 109,522,000 |