Call reports 2001
BANK OF LATAH — 2001
What BANK OF LATAH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 119,822,000 | 121,587,000 | 130,322,000 | 127,892,000 |
| Total loans | 68,815,000 | 83,595,000 | 86,609,000 | 84,956,000 |
| Allowance for loan losses | 773,000 | 820,000 | 785,000 | 738,000 |
| Securities available for sale | 35,019,000 | 23,579,000 | 23,609,000 | 26,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,734,000 | 104,478,000 | 112,762,000 | 109,492,000 |
| Interest-bearing deposits | 87,895,000 | 87,483,000 | 92,351,000 | 88,863,000 |
| Noninterest-bearing deposits | 16,839,000 | 16,995,000 | 20,411,000 | 20,629,000 |
| Equity capital | 8,697,000 | 8,894,000 | 9,277,000 | 9,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,330,000 | 4,618,000 | 6,974,000 | 9,217,000 |
| Interest expense | 1,134,000 | 2,243,000 | 3,294,000 | 4,139,000 |
| Net interest income | 1,196,000 | 2,375,000 | 3,680,000 | 5,078,000 |
| Noninterest income | 173,000 | 381,000 | 595,000 | 850,000 |
| Noninterest expense | 903,000 | 1,831,000 | 2,851,000 | 3,907,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 406,000 | 1,004,000 | 1,443,000 | 1,980,000 |
| Income tax | 120,000 | 300,000 | 431,000 | 540,000 |
| Net income | 286,000 | 704,000 | 1,012,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,283,000 | 8,480,000 | 8,674,000 | 8,972,000 |
| Total capital | 9,056,000 | 9,300,000 | 9,459,000 | 9,710,000 |
| Risk-weighted assets | 80,537,000 | 88,798,000 | 92,838,000 | 93,000,000 |