Call reports 2026
BANK OF CENTRAL FLORIDA — 2026
What BANK OF CENTRAL FLORIDA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,251,302,000 | 1,247,505,000 |
| Total loans | 845,966,000 | 843,048,000 |
| Allowance for loan losses | 8,922,000 | 8,934,000 |
| Securities available for sale | 237,808,000 | 232,399,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,145,710,000 | 1,137,884,000 |
| Interest-bearing deposits | 815,639,000 | 809,761,000 |
| Noninterest-bearing deposits | 330,071,000 | 328,123,000 |
| Equity capital | 96,035,000 | 99,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 15,084,000 | 30,525,000 |
| Interest expense | 4,007,000 | 8,382,000 |
| Net interest income | 11,077,000 | 22,143,000 |
| Noninterest income | 561,000 | 1,137,000 |
| Noninterest expense | 6,980,000 | 13,123,000 |
| Provision for loan losses | 362,000 | 374,000 |
| Pretax income | 4,317,000 | 9,806,000 |
| Income tax | 340,000 | 1,661,000 |
| Net income | 3,977,000 | 8,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 106,763,000 | 110,874,000 |
| Total capital | 115,763,000 | 119,884,000 |
| Risk-weighted assets | 887,100,000 | 884,999,000 |