Call reports 2009
BANK OF CENTRAL FLORIDA — 2009
What BANK OF CENTRAL FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 114,342,000 | 129,374,000 | 147,310,000 | 184,952,000 |
| Total loans | 79,128,000 | 89,992,000 | 106,577,000 | 115,437,000 |
| Allowance for loan losses | 805,000 | 885,000 | 1,140,000 | 1,505,000 |
| Securities available for sale | 25,003,000 | 30,571,000 | 31,010,000 | 35,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,512,000 | 97,724,000 | 118,793,000 | 157,487,000 |
| Interest-bearing deposits | 75,679,000 | 80,778,000 | 97,544,000 | 124,090,000 |
| Noninterest-bearing deposits | 12,833,000 | 16,947,000 | 21,249,000 | 33,397,000 |
| Equity capital | 21,355,000 | 21,004,000 | 21,401,000 | 21,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,819,000 | 4,573,000 | 6,427,000 |
| Interest expense | 374,000 | 707,000 | 1,105,000 | 1,514,000 |
| Net interest income | 992,000 | 2,112,000 | 3,468,000 | 4,913,000 |
| Noninterest income | 36,000 | 61,000 | 118,000 | 159,000 |
| Noninterest expense | 1,117,000 | 2,328,000 | 3,529,000 | 4,686,000 |
| Provision for loan losses | 30,000 | 110,000 | 365,000 | 730,000 |
| Pretax income | -38,000 | -49,000 | -98,000 | -23,000 |
| Income tax | 1,000 | 3,000 | -7,000 | 24,000 |
| Net income | -39,000 | -52,000 | -91,000 | -47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,097,000 | 19,665,000 | 20,006,000 | 19,969,000 |
| Total capital | 21,902,000 | 20,550,000 | 21,146,000 | 21,474,000 |
| Risk-weighted assets | 91,467,000 | 103,188,000 | 118,951,000 | 134,444,000 |
Machine access — free, no API key
Every figure shown here about BANK OF CENTRAL FLORIDA — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.