Call reports 2008

BANK OF CENTRAL FLORIDA — 2008

Name: BANK OF CENTRAL FLORIDA — FFIEC call report 2008
Creator: BANK OF CENTRAL FLORIDA

What BANK OF CENTRAL FLORIDA reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5e01bde0-3d03-4aac-aa5a-29f8f594db8d/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	70,646,000	77,125,000	100,104,000	111,420,000
Total loans	40,360,000	55,735,000	65,861,000	77,474,000
Allowance for loan losses	505,000	655,000	715,000	775,000
Securities available for sale	14,828,000	17,462,000	18,163,000	25,072,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	45,733,000	50,952,000	74,647,000	85,684,000
Interest-bearing deposits	39,322,000	43,276,000	63,131,000	73,576,000
Noninterest-bearing deposits	6,411,000	7,676,000	11,516,000	12,107,000
Equity capital	22,681,000	22,278,000	21,093,000	21,354,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	891,000	1,918,000	3,077,000	4,434,000
Interest expense	227,000	497,000	845,000	1,254,000
Net interest income	664,000	1,421,000	2,232,000	3,180,000
Noninterest income	31,000	70,000	86,000	118,000
Noninterest expense	809,000	1,732,000	2,637,000	3,565,000
Provision for loan losses	108,000	258,000	318,000	378,000
Pretax income	-222,000	-499,000	-2,507,000	-2,506,000
Income tax	-72,000	-165,000	-906,000	-895,000
Net income	-150,000	-334,000	-1,601,000	-1,611,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	22,602,000	22,358,000	21,210,000	21,111,000
Total capital	23,107,000	23,013,000	21,925,000	21,886,000
Risk-weighted assets	49,189,000	62,449,000	76,955,000	86,841,000