Call reports 2005
SONOMA NATIONAL BANK — 2005
What SONOMA NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,137,421,000 | 1,187,299,000 | 1,217,049,000 | 1,231,707,000 |
| Total loans | 995,894,000 | 1,030,199,000 | 1,061,624,000 | 1,101,520,000 |
| Allowance for loan losses | 9,024,000 | 9,549,000 | 10,149,000 | 10,749,000 |
| Securities available for sale | 972,000 | 981,000 | 50,169,000 | 50,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 813,229,000 | 863,107,000 | 909,384,000 | 898,929,000 |
| Interest-bearing deposits | 732,742,000 | 781,765,000 | 818,093,000 | 818,076,000 |
| Noninterest-bearing deposits | 80,487,000 | 81,342,000 | 91,291,000 | 80,853,000 |
| Equity capital | 83,316,000 | 87,528,000 | 91,798,000 | 96,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 16,655,000 | 34,805,000 | 54,100,000 | 74,337,000 |
| Interest expense | 5,510,000 | 12,442,000 | 20,267,000 | 28,848,000 |
| Net interest income | 11,145,000 | 22,363,000 | 33,833,000 | 45,489,000 |
| Noninterest income | 843,000 | 2,081,000 | 3,247,000 | 4,467,000 |
| Noninterest expense | 4,582,000 | 9,442,000 | 14,102,000 | 18,513,000 |
| Provision for loan losses | 305,000 | 830,000 | 1,430,000 | 2,030,000 |
| Pretax income | 7,101,000 | 14,172,000 | 21,548,000 | 29,413,000 |
| Income tax | 2,910,000 | 5,774,000 | 8,805,000 | 12,072,000 |
| Net income | 4,191,000 | 8,398,000 | 12,743,000 | 17,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,179,000 | 87,366,000 | 91,689,000 | 96,270,000 |
| Total capital | 92,424,000 | 97,155,000 | 102,078,000 | 107,298,000 |
| Risk-weighted assets | 847,840,000 | 890,808,000 | 927,605,000 | 970,864,000 |