Call reports 2004
SONOMA NATIONAL BANK — 2004
What SONOMA NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 904,461,000 | 959,720,000 | 1,028,052,000 | 1,080,873,000 |
| Total loans | 784,293,000 | 832,069,000 | 878,279,000 | 946,823,000 |
| Allowance for loan losses | 7,391,000 | 7,719,000 | 8,195,000 | 8,719,000 |
| Securities available for sale | 625,000 | 980,000 | 988,000 | 982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 690,544,000 | 724,935,000 | 781,984,000 | 801,723,000 |
| Interest-bearing deposits | 624,188,000 | 657,960,000 | 699,318,000 | 729,549,000 |
| Noninterest-bearing deposits | 66,356,000 | 66,975,000 | 82,666,000 | 72,174,000 |
| Equity capital | 69,171,000 | 74,887,000 | 78,499,000 | 79,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,292,000 | 25,457,000 | 39,363,000 | 54,402,000 |
| Interest expense | 3,339,000 | 6,825,000 | 10,760,000 | 15,338,000 |
| Net interest income | 8,953,000 | 18,632,000 | 28,603,000 | 39,064,000 |
| Noninterest income | 975,000 | 1,584,000 | 2,547,000 | 2,911,000 |
| Noninterest expense | 3,748,000 | 7,472,000 | 11,821,000 | 16,536,000 |
| Provision for loan losses | 225,000 | 550,000 | 1,025,000 | 1,550,000 |
| Pretax income | 5,955,000 | 12,194,000 | 18,304,000 | 23,889,000 |
| Income tax | 2,376,000 | 4,961,000 | 7,464,000 | 9,467,000 |
| Net income | 3,579,000 | 7,233,000 | 10,840,000 | 14,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,033,000 | 74,759,000 | 78,350,000 | 79,000,000 |
| Total capital | 76,424,000 | 82,478,000 | 86,545,000 | 87,719,000 |
| Risk-weighted assets | 678,048,000 | 718,205,000 | 766,095,000 | 811,504,000 |
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